Academic/Professional Qualification

• Master in Philosophy in Economic, University of Oxford
• Master of Arts and Bachelor of Arts in Economics (Double First Class), University of Cambridge
• United World College of Southeast Asia (UWCSEA), Singapore

Working Experience and Occupation

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Group Chief Financial Officer, TIME dotCom Berhad (2021–2024)
• Chief Executive Officer, Group Wholesale Banking, CIMB Group (2019–2020)
• Group Chief Financial Officer, CIMB Group (2015–2018)
• Deputy Group Chief Financial Officer, CIMB Group (2012–2015)
• Various Roles, CIMB Group (2009–2012)
• EMEA (Europe, Middle East & Africa) Head of Market Risk, Goldman Sachs, London (2004–2009)
• Market Risk Manager, Dresdner Kleinwort Wasserstein, London (2002-2004)
• Trader, ABN AMRO Bank, Malaysia (1999-2000)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Banker, Asian Institute of Chartered Banker
• Masters in Islamic Finance Practice, INCEIF - The Global University of Islamic Finance
• Certification for Bank Auditors - Asian Institute of Chartered Bankers
• Professional Certificate in Islamic Banking, INCEIF - The Global University of Islamic Finance
• Certificate in Internal Auditing for Financial Institutions - Asian Institute of Chartered Bankers
• Shariah Audit Certificate - Universiti Sains Islam Malaysia (USIM)
• Bachelor in Science in Finance & Management, University of Oregon, USA

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Head, Internal Audit Division, MBSB (2017-2018)
• Acting Head, Internal Audit Division, MBSB (2016-2017)
• Assistant Vice President, Internal Audit Division, MBSB (2014-2016)
• Senior Manager Internal Audit, Kuwait Finance House (M) Berhad (2010-2014)
• Head, Credit Risk Management, Risk Management Department, Maybank Investment Bank Berhad (2004-2010)
• Senior Executive, Corporate Banking Department, Maybank Investment Bank Berhad (2002-2004)
• Assistant Manager, Credit Department, KL Main Branch, EON Bank Berhad (1998-2001)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Bachelor of Science in Business Administration (Finance), Northern Arizona University, United States of America
• Certificate in Internal Auditing for Financial Institutions (CIAFIN), Asian Institute of Chartered Bankers (AICB)
• Certificate in Regulatory Compliance, Asian Institute of Chartered Bankers (AICB)
• Associate Qualification in Islamic Finance (AQIF), Islamic Banking and Finance Institute Malaysia (AQIF)
• Certificate in Shariah Audit, University Sains Islam Malaysia
• Chartered Professional in Islamic Finance, Chartered Institute of Islamic Finance Professionals (CPIF)
• Certified Integrity Officer (CeIO)

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Head of Compliance, MBSB (2017)
• Deputy Head of Compliance, MBSB (2014-2016)
• Internal Audit Manager, Kuwait Finance House Malaysia Berhad (2011-2013)
• Control Assurance Manager, Kuwait Finance House Malaysia Berhad (2008-2010)
• Assistant Manager, Internal Audit Division, Public Bank Berhad (2006-2007)
• Team Lead, Internal Audit Division, Public Bank Berhad (2000-2005)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Accountant, Malaysia
• Chartered Banker, United Kingdom
• Professional Member of Institute of Operational Risk, United Kingdom
• Bachelor of Accounting, University of Malaya

Working Experience

Present Appointment

• Member of AICB Industry Curriculum and Examination Committee (ICEC)
• Member of AICB Chief Risk Officers' Forum
• Member of the BNM-SC Joint Committee on Climate Change (JC3)
• Sub-Committee 1 (SC1) : Risk Management

Past Experience

• Member Of Risk Committee, Malaysian Investment Bank Association (MIBA)
• Member Of Fraud Risk Committee, Association Of Banks In Malaysia (ABM)
• Country Risk Officer/Head, Risk Management, RHB Bank Singapore (2019-2022)
• Senior Vice President, Head, IGNITE Risk Initiative Lead/Head, Group Operational and Technology Risk, RHB Bank Berhad (2014 - 2019)
• General Manager / Head, Group Operational Risk, Ambank (M) Berhad (2003-2014)
• Vice President, Affin Merchant Bank (2002-2003)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Securities Representative License, Securities and Futures Authority (SFA), United Kingdom
• New York Bar, Qualified, New York Bar, United States of America
• Malaysian Bar, Admitted, Bar Council, Malaysia
• Master of Laws (LL.M), Harvard Law School, United States of America
• Bachelor of Laws (Hons) LL.B., International Islamic University, Malaysia

Working Experience and Occupation

Present Directorship and Appointment

• Chief Executive Officer (CEO), MBSB Bank Berhad (19 August 2024 - Present)
• Director, Halal Development Corporation Berhad
• President of Association of Islamic Banking and Financial Institution Malaysia (AIBIM)

Past Directorships and Appointments

• Executive Director, MIDF Amanah Investment Bank Berhad (2024)
• Chief Executive Officer, CIMB Group Transaction Banking (2019-2023)
• Chief Executive Officer, CIMB Foundation (2019-2023)
• Group Chief Sustainability Officer, CIMB Group (2019-2021)
• Chief Executive Officer & Executive Director, CIMB Islamic Bank Berhad (2016-2019)
• Chief Executive Officer & Executive Director/ Managing Director, Global Market, Asia Pacific, HSBC Amanah Bank Berhad (2010-2015)
• Managing Director, Investments, Fajr Capital Ltd (2008-2010)
• Regional Head, Asia-Pacific, CitiBank Berhad (2006-2007)
• Global Head, Global Islamic Finance, ABNAMRO Bank Ltd (2004-2006)
• Associate Director, Global Markets, HSBC Financial Service ME Ltd (2001-2004)
• Head of Shariah Department and Transaction Management, Structured Finance, HSBC Investment Bank plc (1999-2001)
• Associate & Solicitor, Messrs. Mohd Ismail & Co (1994-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Bachelor of Science in Electrical Engineering, Seattle University, Washington State, United States of America

Working Experience

Present Directorship and Appointment

• MIDF Amanah Capital Berhad
• MIDF DFI Bhd.

Past Directorships and Appointments

• Chief Business Officer, Development Finance Business (2023)
• Senior Vice President/Head of Development Finance Business, MIDF Berhad (2021-2023)
• Head of Development Finance Division, MIDF Berhad (2016-2021)
• Chief Operating Officer, Group Corporate Services Division, MIDF Berhad (2006-2016)
• Director of Human Resources & Administration, Kuwait Finance House (2004-2006)
• Vice President of Corporate Services, Malaysia National Insurance Berhad (2001-2004)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Completion of the Omega Credit certification
• Bachelor of Business Commerce (double Major in Management and Marketing), Monash University

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Board Director, CIMB Islamic Trustee Bhd (2022-2023)
• Country Head of Cash Management, CIMB Malaysia (2022-2023)
• Regional Head of Transaction Banking, CIMB Islamic Bank (2020-2023)
• Director, Commercial and Transaction Banking, CIMB Islamic Bank (2019-2020)
• Head, Business Management, Commercial Banking, HSBC Amanah Malaysia (2018–2019)
• Head of Product, Retail and Wealth Management, HSBC Amanah Malaysia (2014–2018)
• Product Manager, Retail and Wealth Management, HSBC Amanah Malaysia (2012–2014)
• Analyst, Retail and Wealth Management, HSBC Amanah Malaysia (2011–2012)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Bachelor of Economics majoring in Economic Policy, University of Tasmania Australia

Working Experience

Present Directorship and Appointment

• Director, MBSB Tower Sdn. Bhd.

Past Directorships and Appointments

• Director, Head of Client Delivery, Corporate, Commercial and Institutional Banking, Standard Chartered Bank Malaysia Berhad (2018-2021)
• Director, Head of Process Governance, Commercial Banking, Standard Chartered Bank Malaysia Berhad (2014-2018)
• Associate Director, Head of SME Operations, Standard Chartered Bank Malaysia Berhad (2012-2014)
• Business Planning Manager/ Team Manager, Financial Market Operations and Wholesale Banking Operations, Standard Chartered Global Business Services (2009-2012)
• Unit Manager, Trade Operations, Standard Chartered Global Business Services (2009)
• International Graduate Program (Group Technology and Operations), Standard Chartered Singapore and Standard Chartered Global Business Services Kuala Lumpur (2006-2009)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Advanced Management Program, Wharton School, University of Pennsylvania, United States of America
• Master of Laws, LL.M, International Business Law, University of Exeter, United Kingdom
• Called to the Bar of England & Wales, Gray's Inn, United Kingdom
• Bachelor of Laws, LLB. (Hons), University of Kent, United Kingdom

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Group Director, Group Managing Director's Office, DRB-HICOM Berhad (2019-2020)
• Group Chief Operating Officer, Pos Malaysia Berhad (2015-2019)
• Group Director, Corporate Strategy & Transformation, DRB-HICOM Berhad (2014-2015)
• Deputy Chief Executive Officer, Pelabuhan Tanjung Pelepas Sdn. Bhd. (2009-2014)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Bachelor in Business Studies (Human Resource Management)
• Human Resource Management Professional - Human Resource Certification Institute (IHRCI)
• Global Human Resource Professional - Human Resource Certification Institute (HRCI)
• Global Remuneration Professional - World at Work
• Senior Certified Professional - Society For Human Resource Management (SHRM)
• IMD Business School - Executive Education
• Cambridge Judge Business School - Executive Programme
• Oxford Said Business School - Oxford Executive Leadership Programme
• INSEAD - Executive Education
• Bologna Business School - Agile Bank HR: Leaders in a Digital Age

Working Experience

Present Directorship and Appointment

• MEF Academy Sdn. Bhd. (Malaysia Employers Federations)
• Talent Corporation Malaysia Berhad

Past Directorships and Appointments

• CEO & Founder, Potenxia, Kuala Lumpur (2021-April 2021)
• Chief Human Capital Officer, Telekom Malaysia (2018-2020)
• Chief Human Capital Officer, Bank Rakyat (2016-2018)
• HR Manager, Nestle Malaysia (2014-2015)
• Leadership & Development Manager, Nestle South Africa (2012-2014)
• HR Business Partner, Nestle Philippines (2009-2012)
• Group HR Manager, Nestle Malaysia/Singapore (2004-2009)
• Principal Consultant, Reid Group (2003-2004)
• Manager, Performance & Rewards Management, MNI Berhad (2001-2003)
• Manager, Human Resource, Telekom Malaysia Berhad (1994-2001)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Institute of Chartered Secretaries & Administrators
• Bachelor of Laws (Hons) LL.B., University of London
• Associate Qualification in Islamic Finance from Islamic Banking and Finance Institute Malaysia (AQIF)

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Head, Legal & Secretarial, Dataprep Holdings Berhad (2003-2008)
• Company Secretary, The KAB Group Berhad (2000-2003)
• Assistant Company Secretary, Sungei Way Management Sdn. Bhd. (nka Sunway Management Sdn. Bhd.) (1996-1999)
• Assistant Company Secretary, Prima Prai Sdn. Bhd. (1995-1996)
• Hew & Tan, Public Accountants (nka Mazars PLT) (1991-1995)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Master's in Islamic Finance Practice (MIFP), International Centre for Education in Islamic Finance (INCEIF), Kuala Lumpur, Malaysia (2014)
• Bachelor of Laws (LLB) in Shariah, Umm Al Qura University, Mecca, Saudi Arabia (2015)
• Bachelor of Science in Finance, University of Maryland, College Park, Maryland, USA (2005)
• AAOIFI Certified Shariah Auditor and Advisor
• Cambridge Institute of Sustainability Leadership Certificate, Cambridge University (2024)

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Co-Founder/CFO, Sharia Compliant Blockchain Fintech Startup, Europe (2022-2024)
• Consultant - Islamic Banking Expert, World Bank/IFC, Washington, DC (2022-2024)
• Managing Director, Ihsan Advisory Sdn Bhd, Kuala Lumpur, Malaysia (2021-2024)
• Research Associate and Standards Working Group Member, AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) (2019-2024)
• Director and Regional Head, Shariah Advisory and Governance Department, CIMB Islamic Bank, Kuala Lumpur, Malaysia (2017-2021)
• Shariah Supervisory Board Member, University Bank, Ann Arbor, MI (2015-2018)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Master of Business Administration, Imperial College, London, UK
• Bachelor of Science, Medical Electronics, The University of Hertfordshire, Hertfordshire, UK

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Head of Markets & Securities Services (ASEAN+), CITI Singapore (April 2015 - December 2022)
• Head of Strategic Growth & Investments APAC, CITI Singapore (January 2018 - December 2022)
• Global Head of Supervision FXLM (foreign exchange and local markets) CITI Singapore/London, UK/New York, USA (April 2014 - April 2015)
• Country Treasurer & Markets Head, CITI Hong Kong (March 2010- March 2014)
• Country Markets Head & Managing Director, Citi (2008-2009)
• Head of Money Markets & Treasurer, Citi (2005-2008)
• Trader roles in Money Markets & FX Options (Malaysia, Indonesia, Singapore), Citi, (2000-2005)
• Management Associate, Citi, (1998-2000)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Master in Business Administration (Corporate Finance)
• Bachelor of Commerce (Economics & Finance)
• Chartered Banker
• Capital Markets Services Representative License

Working Experience

Present Directorship and Appointment

• Council Member of Asian Institute Of Chartered Bankers (AICB) Council
• Director, MBSB Investment Nominees (Tempatan) Sdn. Bhd.
• Director, MBSB Investment Nominees (Asing) Sdn. Bhd.

Past Directorships and Appointments

• MIDF Amanah Asset Management Berhad - Non-Independent Non-Executive Director (2023-2024)
• MIDF Amanah Investment Bank Berhad - Deputy Chief Executive Officer (2024-2024)
• MIDF Amanah Investment Bank Berhad, Senior Director/Head, Debt Markets (2013-2024)
• Malaysian Industrial Development Finance Berhad, Vice President, Business Development Division (2012-2013)
• ECM Libra Investment Bank Berhad Director, Investment Banking (2007-2012)
• PM Securities Sdn. Bhd. Manager, Corporate Finance (2005-2007)
• Hwang DBS Securities Berhad Deputy Manager, Corporate Finance (2004-2005)
• Nam Fatt Corporation Berhad Manager (2003-2004)
• Southern Investment Bank Berhad Associate, Corporate Finance (2001-2003)
• Rashid Hussain Securities Sdn. Bhd. Marketing Officer, Business Development (1999-2000)
• Union Bank of California, Kuala Lumpur Representative Office Relationship Officer, Trade Finance (1998-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Bachelor of Commerce majoring in Accounting and Finance from La Trobe University, Australia with accreditation from ICAA (Institute of Chartered Accountant in Australia) and ASCPA (Australian Society of Certified Practicing Accountant).
• B. Comm. Honors Program by the Education Board of La Trobe University.
• Foundation Studies under the ACHEM (Australia Consortium of Higher Education in Malaysia), MARA Science College.

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Head, Islamic Business & Market Coverage, Alliance Islamic Bank Berhad (2022-2024)
• Head, Business Development, Commercial Banking, CIMB Islamic Bank Berhad (2022)
• Head, Amanah Business Banking, Commercial Banking, HSBC Amanah Malaysia Berhad (2013-2017)
• Business/Relationship Manager JB, Commercial Banking , HSBC Amanah Malaysia Berhad (2009-2012)
• Team Leader, Direct Sales Team (Regional South), Commercial Banking , HSBC Bank Malaysia Berhad (2008-2009)
• Relationship Exec, Commercial Banking, HSBC Bank Malaysia Berhad (2005-2008)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (CIFP), CIIF 2023
• MBA, University Utara Malaysia 2008
• Bachelor of Information Technology, Multimedia University 2004

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Group Chief Human Resources Officer, Bank Islam Malaysia Berhad (2019-2026)
• Director of Human Resources, Al Rajhi Bank (Malaysia) (2015-2019)
• Head of Human Resources, HSBC Amanah (2014-2015)
• Senior Business Relationship Manager, Maybank (2011-2014)
• HR Business Partner, Shell Malaysia (2006-2011)
• Executive, International Operations, Telekom Malaysia (2004-2006)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (CPIF) 2024
• Moody’s Credit Skills Assessment 2013 (Certified Credit Professional -formerly known as Omega)
  • Certified Credit Professional - Completion of Credit Skills Assessment
  • Certified Trade Professional - Completion of Trade Skills Assessment
• Core Credit Curriculum - Core Credit Professional 2009
• LLB (Hons), University of Wales, Aberystwyth 1997

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Group Chief Credit Officer, Bank Islam Malaysia (2022-2026)
• Regional Head, Group Corporate Banking, CIMB Bank Berhad (2020-2022)
• Advisor, Credit PT Bank QNBI Indonesia Qatar National Bank, Indonesia (2019-2019)
• General Manager, Corporate & Institutional Banking Qatar National Bank, Indonesia (2019-2019)
• Head of Special Assets Management, QNBI Qatar National Bank, Indonesia (2018-2019)
• Wholesale Banking Advisor, QNBI Qatar National Bank, Indonesia (2016-2018)
• Senior Relationship Manager, Asia & Europe, International Banking, Qatar National Bank, Indonesia (2012-2016)
• Director, Large Local Corporates, Origination & Client Coverage, Standard Chartered Bank Dubai (Conventional Lending) (2010-2012)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.

Academic/Professional Qualification

• BSc. Information Technology, Edith Cowan University, Western Australia (1996-1998)
• Diploma Computer Management, State College, Malaysia (1994-1995)

Working Experience

Present Directorship and Appointment

• Nil

Past Directorships and Appointments

• Deputy Group Chief Technology Officer, MBSB Berhad (1 July 2024–14 February 2026)
• Senior Vice President, Group Technology Division, MBSB Bak Berhad (2023–2024)
• Vice President, Digital & Technology Division, MBSB Bank Berhad (2018–2023)
• Assistant Vice President, Maybank/Group Technology – Etiqa + Global Banking (2014–2018)
• Assistant Vice President, Maybank/Group Technology – IT Transformation Program (2011–2014)
• IT Manager, ERICSSON+LHS System Asia Pacific/Frankfurt, Germany + Malaysia (2005–2011)
• C4 Engineer/ Application Consultant, Delta Masis/Doncaster, United Kingdom + Malaysia (2002–2005)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including interest in any competing business with MBSB Group.
• Not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies during the financial year ended 31 December 2025.